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Each of the four companies pays royalties and other fees to Company XYZ.

Strategic Insight, Marketer View – Retail managed funds, December 2017.

Loan consolidation can also give you access to additional loan repayment plans and There is no application fee to consolidate your federal education loans into a Direct Consolidation Loan. Department of Education (ED) or ED’s consolidation loan servicers. Top A Direct Consolidation Loan has a fixed interest rate for the life of the loan.

You may be contacted by private companies that offer to help you apply for a Direct Consolidation Loan, for a fee. There’s no need to pay anyone for assistance in getting a Direct Consolidation Loan. The fixed rate is the weighted average of the interest rates on the loans being consolidated, rounded up to the nearest one-eighth of one percent.

Key Bank’s Personal Debt Consolidation Calculator helps you determine how debt consolidation may benefit you.

How It Works Enter your credit cards, auto loans and other installment loan balances by selecting the “Enter Data” button for each category.

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